Out of 100 interviewees, 37% agreed with the statement "I am personally happy with my life".
Source: Foundation for Future Studies
An ethical person - like a politician, banker or lawyer - may know right from wrong, but unlike many of them, a moral person lives it. An Americanist first already knows that. Bankers and their government agents will always act in their own best interests. Any residual benefit flowing down to the citizens by happenstance will just be litter.