We are heading to the wall, the government is dysfunctional, we're already as stretched as we can be.
Yeah, that's about the size of it.
An ethical person - like a politician, banker or lawyer - may know right from wrong, but unlike many of them, a moral person lives it. An Americanist first already knows that. Bankers and their government agents will always act in their own best interests. Any residual benefit flowing down to the citizens by happenstance will just be litter.