The wages you're paid for your goods and services now should not lose its value and cost you even more earned wages for the things you forgo for the present. That's why you don't want to be paid in paper which is someone else's debt. Gold fills that bill. There's gold aplenty - - there's too much paper!
An ethical person - like a politician, banker or lawyer - may know right from wrong, but unlike many of them, a moral person lives it. An Americanist first already knows that. Bankers and their government agents will always act in their own best interests. Any residual benefit flowing down to the citizens by happenstance will just be litter.